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Transparent Pricing
Simple, Fair Pricing
Learn for free. Invest from $10/month. Pay less as you grow. No hidden fees, no surprises.
Learn
Build your knowledge first
Invest
For serious wealth building
How Pricing Works
Your fee gets better as you grow
Example: With a $50,000 portfolio, you'd pay 0.30% annually = $150/year ($12.50/month). That's less than the flat fee once you reach $25k!
Automatic upgrade: When your balance exceeds $25,000, you'll automatically switch to the lower AUM pricing. Any unused portion of your prepaid subscription will be refunded to your account.
Cost Calculator
See exactly what you'd pay at different portfolio sizes
Note: AUM fees are charged monthly in arrears based on your average daily balance. No trading commissions. ETF expense ratios apply and vary by fund.
Plan Comparison
Everything you need to know
| Feature | Learn | Invest |
|---|---|---|
| Real money investing | ✗ | ✓ |
| Monthly fee | $0 | $10 (then 0.30% AUM) |
| Educational resources | ✓ | ✓ |
| Faith-screened ETF portfolios | ✗ | ✓ |
| Automated rebalancing | ✗ | ✓ |
| Portfolio analytics | ✗ | Advanced |
| Performance reports | ✗ | Quarterly |
| Support | Priority |
Pricing FAQs
Common questions about our pricing
When do I switch from flat fee to AUM pricing?
Once your portfolio reaches $25,000, you automatically switch to the 0.30% annual AUM fee. This is usually cheaper—at $25k, you'd pay just $75/year instead of $120/year with monthly billing. Any unused portion of your prepaid subscription will be refunded to your account.
Are there any hidden fees?
No hidden fees from Harvest — you pay either the flat monthly/annual fee or the 0.30% AUM fee. Excluded: Internal ETF Expenses (management fees charged by the funds themselves, found in the fund's prospectus), Special Custodian Fees (costs for wire transfers, retirement account closing fees, or reissuing tax forms).
Can I cancel anytime?
Yes, you can cancel your subscription at any time with no penalties. You can continue using the Learn plan or withdraw your funds entirely.
How is the AUM fee charged?
The 0.30% annual fee is charged monthly in arrears based on your average daily balance. It's automatically deducted from your account at the end of each month.
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Learn for free • Invest from $10/month • Cancel anytime