Privacy Policy

Introduction

Harvest App LLC ("Harvest," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, mobile application, and investment advisory services (collectively, the "Services").

Please read this Privacy Policy carefully. By using our Services, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.

Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you register for an account, express interest in obtaining information about us or our products and Services, or otherwise contact us.

• Name, email address, phone number, and mailing address
• Social Security Number (for tax reporting and identity verification)
• Date of birth
• Employment information
• Financial information (income, net worth, investment objectives)
• Bank account information for funding your investment account
• Government-issued identification

Automatically Collected Information

When you access our Services, we automatically collect certain information, including:

• Device information (type, operating system, unique device identifiers)
• IP address and location data
• Browser type and version
• Usage data (pages visited, time spent, features used)
• Cookies and similar tracking technologies

How We Use Your Information

We use your information for the following purposes:

• To provide, operate, and maintain our Services
• To open and manage your investment account
• To process transactions and send related information
• To comply with legal and regulatory requirements
• To verify your identity and prevent fraud
• To communicate with you about your account and our Services
• To provide customer support
• To send marketing communications (with your consent)
• To improve and personalize our Services
• To conduct research and analytics

Information Sharing and Disclosure

We may share your information with:

• Service Providers: Third parties that perform services on our behalf, including our broker-dealer (Alpaca Securities LLC), payment processors, and cloud service providers
• Regulatory Authorities: As required by law, including the SEC, FINRA, and state regulators
• Legal Compliance: To comply with legal obligations, enforce our terms, or protect rights and safety
• Business Transfers: In connection with a merger, acquisition, or sale of assets

We do not sell your personal information to third parties for marketing purposes.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including encryption, secure socket layer (SSL) technology, and multi-factor authentication. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights and Choices

You have the right to:

• Access and review your personal information
• Request correction of inaccurate information
• Request deletion of your personal information (subject to legal requirements)
• Opt out of marketing communications
• Disable cookies through your browser settings

To exercise these rights, please contact us at privacy@harvest-app.co.

California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete personal information, and the right to opt out of the sale of personal information. As noted above, we do not sell personal information.

Children's Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we learn that we have collected personal information from a child under 18, we will delete that information promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically.